HDFC: First Bank with 2 Crore Credit Cards

HDFC Bank, India’s largest private sector lender, has achieved a new milestone by issuing 2 crore credit cards to its customers. This makes HDFC Bank the first bank in India to reach this mark, ahead of its competitors like SBI, ICICI and Axis Bank.

According to the latest data from the Reserve Bank of India (RBI), HDFC Bank had 2.01 crore credit cards outstanding as of November 2023, followed by SBI with 1.38 crore and ICICI Bank with 1.12 crore. HDFC Bank’s credit card portfolio grew by 18% year-on-year, while the industry average was 12%.

HDFC Bank offers a range of credit cards for different needs and preferences, such as free credit card, lifetime free credit card, interest rates, eligibility and types of credit card. You can apply for credit card online and enjoy exclusive benefits like free airport lounge access, welcome bonus, 10X cashback and reward points.

Some of the popular HDFC Bank credit cards are:

  • HDFC Bank Millennia Card: This card is designed for those who pursue unique dreams and experiences, and offers 5% cashback on shopping, dining, travel and more.
  • HDFC Bank Regalia Card: This card is ideal for frequent travellers, as it offers complimentary airport lounge access, travel insurance, low foreign currency markup and reward points on every spend.
  • HDFC Bank Diners Club Black Card: This card is one of the most premium cards in India, offering unlimited airport lounge access, golf privileges, concierge service and 10X reward points on select categories.
  • HDFC Bank Infinia Card: This card is an invitation-only card for high net worth individuals, offering unlimited spending power, exclusive lifestyle benefits, global acceptance and 10X reward points on select categories.

HDFC Bank credit cards also come with features like EMI conversion, balance transfer, loan on card, smart pay and more. You can also manage your card online through net banking or mobile app.

If you are looking for a credit card that suits your lifestyle needs, you can compare different HDFC Bank credit cards at Card Insider, BankBazaar or Paisabazaar and apply online in a few simple steps.

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