Zomato Empowers Women with Maternity Insurance Plan for Delivery Partners

Zomato, a leading online food delivery platform, has taken a significant step towards supporting its female workforce by introducing a comprehensive maternity insurance plan for its women delivery partners. This initiative marks a pivotal move in the gig economy, particularly in supporting the welfare and financial security of women workers.

Details of the Maternity Insurance Plan

1. Coverage and Benefits:
   • The insurance plan offers up to ₹25,000 for natural childbirth, up to ₹40,000 for cesarean sections, and up to ₹40,000 in case of maternity complications such as miscarriage and abortion​​​​​​​​.
   • The comprehensive coverage includes expenses related to pregnancy, childbirth, and any maternity-related complications​​​​.
2. Eligibility Criteria:
   • The insurance extends to female delivery partners who have completed at least 1,000 deliveries on the Zomato platform.
   • Eligible partners should have been active on the platform for at least the last 60 days preceding their request for the maternity insurance plan​​​​​​​​.
3. Collaboration with ACKO:
   • Zomato has partnered with ACKO, a digital insurance provider, to offer this maternity insurance coverage​​​​.
4. Policy Scope:
   • The policy covers normal and cesarean childbirth for up to two children, along with maternity complications like miscarriage and abortion​​​​.

Significance and Impact

• Supporting Women in the Gig Economy: This initiative by Zomato is a significant step in recognizing and addressing the unique challenges faced by women in the gig economy, especially those related to maternity. It demonstrates the company’s commitment to the welfare and financial security of its female delivery partners.
• Promoting Diversity and Inclusion: Rakesh Ranjan, CEO of Food Delivery at Zomato, emphasized that diversity and inclusion are guiding principles within the organization. The maternity insurance plan is part of Zomato’s broader commitment to ensuring that female delivery partners are not just participants in the gig economy but also beneficiaries of the company’s inclusive policies​​.
• Setting a Precedent in the Industry: Zomato’s maternity insurance plan for women delivery partners sets a precedent in the gig economy, potentially influencing other companies to introduce similar initiatives. It highlights the importance of providing support and benefits to gig workers, who often lack the same level of protection and benefits as traditional employees.

In conclusion, Zomato’s launch of a maternity insurance plan for its female delivery partners reflects a progressive step towards supporting women in the workforce, particularly in the gig economy. This move aligns with the company’s commitment to diversity and inclusion, providing much-needed financial support and stability to women during their journey to motherhood. This initiative is likely to have a positive impact on the well-being of female delivery partners and could inspire similar actions from other companies in the industry.