HDFC Life International, a subsidiary of HDFC Life, one of India’s leading life insurance companies, has launched a comprehensive US Dollar Student Health Insurance Plan, under the plan name ‘Global Student Health Care’. The plan is designed for students who are presently pursuing higher education abroad or aspire to pursue higher international education in the future.
Why Choose Global Student Health Care?
The Global Student Health Care plan offers comprehensive coverage, allowing worldwide access to top-notch medical facilities outside the home country, with an extensive network of over 1.2 million hospitals, clinics, doctors and professionals across 190 countries. The plan enables customers to access top private medical facilities and services while avoiding the conventional hassle of going through lengthy appointment wait times, as seen in various countries. Enhancing the usefulness of this plan is its cashless facility that makes the claims process convenient for the student. The student can simply show their E-membership card at any network hospital and avail the treatment without paying any upfront fees.
The Global Student Health Care plan encompasses a spectrum of medical needs, from routine check-ups to unforeseen emergencies. The plan provides default dental coverage and also covers home doctor visits, alternate medicine, such as Ayurveda, Homeopathy, Naturopathy, etc., and much more. The plan also provides for parental accommodation in case of hospitalization of the student, up to a limit of USD 100 per day for a maximum of 10 days.
How Much Does It Cost?
The Global Student Health Care plan is affordable and flexible, catering to the diverse needs and budgets of students. The plan is available in four distinct options, namely Bronze, Silver, Gold and Platinum, providing coverage of up to USD 3 million, offering flexibility in cover terms ranging from 3 months to 1 year. This inclusivity allows even those undertaking shorter educational courses to access reliable health insurance coverage.
The plan also offers online payment facility and an E-membership card that contains all the necessary information in a single swipe. The premium rates vary depending on the age, gender, destination country and plan option chosen by the student. For example, a 21-year-old male student going to the USA for a 6-month course can opt for the Silver plan and pay a premium of USD 1,020.
Who Can Avail It?
The Global Student Health Care plan is ideal for international students, scholars, executive-education seekers and exchange program participants aged between 12-40 years. The plan also caters to dependent family members of the students who are accompanying them abroad, such as spouse and children. The dependent family members can avail the same benefits as the student under the same plan option.
How To Apply?
To apply for the Global Student Health Care plan, visit the HDFC Life International website or contact their customer care number at +91-79-6670-9000. You can also visit their branch office at GIFT City, Gandhinagar, Gujarat, India. You will need to fill an online application form and submit the required documents, such as passport copy, visa copy, admission letter from the foreign university or college, etc. You will receive an instant confirmation email with your policy details and E-membership card.
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